Can you use Home Reach Flex?

Eligibility

Check your eligibility (spoiler alert, it’s not just for First Time Buyers…!)

You are eligible to purchase a home using the Home Reach Flex scheme if:

Your household income does not exceed £100,000 (joint) per annum.

You have a deposit of at least 10% of the share value.

You are a first-time buyer or used to own a home but cannot afford to buy 100% of the property now.

You have passed a financial assessment, demonstrating you are financially able to purchase the minimum share value and support the monthly costs.

You currently occupy a shared ownership property and are looking to move.

You have a good credit history (no bad debts or County Court Judgements or arrears) and can afford the regular payments and costs involved in buying a home.

The property will be your principal and only home at the time of purchasing.

See the developments where
Home Reach Flex is available

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